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CHASE RAY

Mortgage Consultant
NMLS#: 1122887
Direct: (662) 823-3931
cray@gumtreemortgage.com

600 Russell St, Ste 130
Starkville, MS 39759

ABOUT ME

I am a dedicated loan officer that has been in the finance industry for over eight years. I am a native of Webster county and currently live in Mathiston, Mississippi. I attended East Mississippi Community College for two years before I started a career in finance. I am passionate about fishing and enjoy anything to do with the outdoors. I look forward to serving the Golden Triangle and surrounding areas as a mortgage professional and strive to make the home buying process as simple and stress-free as possible.

CARLEE
SOIGNIER

LOAN PROCESSOR
p: (662) 823-3935

JUDITH
HANIBLE

CLOSING PROCESSOR
p: (662) 823-3918

PAULA
STANFORD

Closing Processor
p: (662) 823-3910

HEATHER
OVERSTREET

POST CLOSING PROCESSOR
p: (662) 823-3915

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HEATHER OVERSTREET

POST CLOSING PROCESSOR
p: (662) 823-3915
hoverstreet@gumtreemortgage.com

I have been a part of this team for over 10 years and have performed many roles here at Gum Tree Mortgage. With over 20 years of experience in customer care I have what it takes to provide you with great service. Our satisfied customers are our greatest success and I would like the opportunity to make your home closing experience pleasant and simple. I take great pride in my attributions to Gum Tree Mortgage and my community.

I am an active supporter and volunteer in local school and community projects. Reading, growing spiritually, creating art, and watching movies or plays with my children are my favorite personal joys. I am a native of New Albany and now reside in Tupelo with my husband and three daughters.

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JUDITH HANIBLE

CLOSING PROCESSOR
p: (662) 823-3918
jhanible@gumtreemortgage.com

Gum Tree Mortgage is more than a business; we are family and look forward to helping you with your home buying needs. Our Loan Officers and Support staff are readily available to answer questions and give you a pleasant professional experience of what would normally seem to be worrisome. With Gum Tree Mortgage at your side we may be able to help you achieve what competitors have said was impossible.

I have been with Gum Tree Mortgage, LLC - Tupelo branch since 2016 and have witnessed first hand Gum Tree Mortgage give hope to clients. Personally, having over 12 years of banking and finance experience, and serving as one of two Closing Processors it's fulfilling helping clients with their dreams of homeownership or refinancing.

I am a Tupelo native and now reside in Saltillo with my husband and children. I am actively involved in church and church youth programs. Any free time is spent with family and friends.

Carlee Soignier

CARLEE SOIGNIER

LOAN PROCESSOR
p: (662) 823-3935
csoignier@gumtreemortgage.com

I am a native of Hinds County, but completely fell in love with Starkville during my time as a student. I am a proud alumna of Mississippi State University, where I earned my Bachelor's degree in Business Administration. In May of 2021, I graduated with my Master's of Business Administration from Mississippi College and married my high school sweetheart Tyler.

We love all things MSU, our dog Jagger, traveling, and being with our friends and family. I love serving the Starkville area as I aid and assist my loan officers. Seeing our customers happy is my greatest accomplishment, and I would love to have the opportunity to assist in your loan process and making the experience seamless!

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PAULA STANFORD

CLOSING PROCESSOR
p: (662) 823-3910
pstanford@gumtreemortgage.com

I have 17 years of experience in the mortgage business and have worked in many roles of mortgage. Currently I am using my knowledge as a Loan Processor for Gum Tree Mortgage. I enjoy being able to help people with their mortgage loan in every aspect. Whether they are purchasing their new home or just need to have some questions answered about their existing loan, I am here to help.

I am a native of Pontotoc, where I reside with my husband and two children. In my free time I love to read and work in my yard. I am active in my church, especially with the Youth Group, and am a member of the Fidelis Club of Pontotoc.

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SUSAN SAPPINGTON

CUSTOMER SERVICE
p: (877) 356-6528
ssappington@gumtreemortgage.com

I am a self-motivated professional with over 14 years of banking and customer service experience. Working at Gum Tree Mortgage, I get the daily opportunity to fulfill my dearest passions - interacting with our family of customers and helping make their mortgage dreams come true.

Working at Gum Tree Mortgage, I have access to a team of seasoned mortgage professionals with a wealth of expertise and knowledge of the industry. This makes for a sure-footed streamlined process and positive customer service and experience.

Outside of work, I enjoy reading, working out, hiking, baking, and church-related activities.

After marrying my high school sweetheart, 32 years later we moved back to Northeast Mississippi. Together, we have 4 beautiful daughters, and 2 grandchildren.

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