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TRACY GUENTHER

Mortgage Consultant
NMLS#: 1928364
Direct: (406) 414-0503
tguenther@gumtreemortgage.com

5 West Mendenhall St, Suite 202
Bozeman, MT 59715

ABOUT ME

I began a career in banking in 1999 while attending college. I quickly moved up through every position with the bank until I found my passion in lending and financial services. I was honored to be recognized as the banks #1 lender in the nation and attribute a lot of my success to client referrals.

To know me is to know that I am equal parts analytical and creative. I love to crunch numbers, it’s part of the process, but it’s not the whole process. An effective lender needs to be creative with the ability to offer many options. With so many loan options out there, it is difficult for borrowers to know if they are getting the best option for them. I walk my customers through multiple recommendations and explain to them why one makes sense over another because of their specific situation.

When it comes to mortgages and buyers, one size most definitely does not fit all. In banking, I could only offer what the bank offered. If a borrower didn’t fit the mold of the bank loan, it wouldn’t work. Have you ever tried to fit a square peg in a round hole?

With Gum Tree Mortgage, I have so many different loan programs that give me the flexibility to find a loan to fit the borrower rather than the other way around. HELLO round peg, round hole!

I’m passionate about people! I am a current member and former president, vice president and treasurer of the Bozeman Sweet Pea Lions, a Girl Scout Leader, and am very involved in the Bozeman community.

I realize how personal buying a home can be and truly believe in helping people with one of the biggest purchases of their lives. I am solution based, creative, thoughtful, resourceful, trustworthy, caring and diligent. I will work hard for you!

When I’m not working, I’m likely designing and building something with my husband Jesse, enjoying theater with my daughter Charlotte or watching my son Gabriel play hockey. Whenever I am able, I love to create something from nothing. I love to sew, golf, bake, and read. If a hockey game is happening, I’m usually watching!

I’m a dreamer. I’m a doer. I’m a thinker. I see possibilities everywhere.

PATIENCE
GREGORY

LOAN PROCESSOR
p: (662) 823-3913

HEATHER
OVERSTREET

CLOSING PROCESSOR
p: (662) 823-3915

JUDITH
HANIBLE

CLOSING PROCESSOR
p: (662) 823-3918

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HEATHER OVERSTREET

CLOSING PROCESSOR
p: (662) 823-3915
hoverstreet@gumtreemortgage.com

I have been a part of this team for over 10 years and have performed many roles here at Gum Tree Mortgage. With over 20 years of experience in customer care I have what it takes to provide you with great service. Our satisfied customers are our greatest success and I would like the opportunity to make your home closing experience pleasant and simple. I take great pride in my attributions to Gum Tree Mortgage and my community.

I am an active supporter and volunteer in local school and community projects. Reading, growing spiritually, creating art, and watching movies or plays with my children are my favorite personal joys. I am a native of New Albany and now reside in Tupelo with my husband and three daughters.

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JUDITH HANIBLE

CLOSING PROCESSOR
p: (662) 823-3918
jhanible@gumtreemortgage.com

Gum Tree Mortgage is more than a business; we are family and look forward to helping you with your home buying needs. Our Loan Officers and Support staff are readily available to answer questions and give you a pleasant professional experience of what would normally seem to be worrisome. With Gum Tree Mortgage at your side we may be able to help you achieve what competitors have said was impossible.

I have been with Gum Tree Mortgage, LLC - Tupelo branch since 2016 and have witnessed first hand Gum Tree Mortgage give hope to clients. Personally, having over 12 years of banking and finance experience, and serving as one of two Closing Processors it's fulfilling helping clients with their dreams of homeownership or refinancing.

I am a Tupelo native and now reside in Saltillo with my husband and children. I am actively involved in church and church youth programs. Any free time is spent with family and friends.

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PATIENCE GREGORY

LOAN PROCESSOR
p: (662) 823-3913
pgregory@gumtreemortgage.com

I have been with Gum Tree Mortgage for over 3 years with customer service experience of over 10 years.

Along with my experience and a positive "can do" attitude I am able to help carry loans through the mortgage process as quickly and effienctly as possible. I strive to make each customer's experience pleasantly seamless whether building, buying or refinancing their home.

I am a graduate of Mississippi State University with a degree in Business Administration. I am a New Albany native and reside there with my husband and two children. In my free time I enjoy spending time with my family and being outdoors.

I have 17 years of experience in the mortgage business and have worked in many roles of mortgage. Currently I am using my knowledge as a Loan Processor for Gum Tree Mortgage. I enjoy being able to help people with their mortgage loan in every aspect. Whether they are purchasing their new home or just need to have some questions answered about their existing loan, I am here to help.

I am a native of Pontotoc, where I reside with my husband and two children. In my free time I love to read and work in my yard. I am active in my church, especially with the Youth Group, and am a member of the Fidelis Club of Pontotoc.

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