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If you are able to make a minimal down payment, have good credit and prove stable income, you may qualify for a CONVENTIONAL LOAN and benefit from (typically) lower rates. Interest rates for conventional loans are credit score-dependent, the higher the credit score the lower the qualifying interest rate.

Here are the highlights:

  • Minimum FICO score of 620.
  • No mortgage insurance with 20% down.
  • 3% minimum down payment.
  • Can be used to purchase a primary residence, a second home/vacation residence, or an investment property.

Find out if you qualify. Please contact one of our experienced Mortgage Consultants to discuss your loan options.

QUICK START         LOAN RESOURCES

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