Satisfied customers are our best accomplishments!
Satisfied customers are our best accomplishments!
Partner/Mortgage Consultant
NMLS#: 91138
Direct: (662) 823-3901
kmcneal@gumtreemortgage.com
As one of the two Principal owners of Gum Tree Mortgage, I'm here to ensure that our team is listening to our clients and working diligently every day to help them realize their dream as it relates to home ownership.
With an educational background in Information Technology, I have a knack for systems and processes. I'm passionate about finding innovative ways to engage our team and our clients in a way that helps us deliver extraordinary customer service that is not readily found elsewhere.
I value family. Family is the real reason I do what I do. Family - mine or yours, is important to me. It is who I am.
I value relationships. For me, business is just word to describe a network of relationships. I value the relationship I have with my team, my clients, and our industry partners we work with every day.
I value dreams. I believe that home ownership is one of the grandest examples of the American Dream. Every time I meet with a client, my ultimate goal is to understand their specific dream.
If I were not a Mortgage Lender, I would most likely be a professional (maybe starving) wake surfer! I enjoy wake surfing way too much... so if I'm not in the office... and the water temperature is greater than 70 degrees... I've likely gone surfing!
In addition to being an all-around good guy, who works very hard for my team and clients, I do hold a Bachelor of Business Administration degree, Magna Cum Laude, from Mississippi State University. I am the past President (and past Vice-President and past Ethics chair) of the Mississippi Association of Mortgage Professionals. I was also named Mortgage Professional of the Year for the State of Mississippi.
I live and work in Tupelo, Mississippi, but I am a native son of the nearby town of New Albany. Married to my high school sweetheart and we have three children and a Chocolate Springer Doodle named Arley. In the summer I wake surf, in the winter I'm an avid duck hunter, and in between I am triathlete who desperately wishes for my younger and faster version!
We are in the business of making dreams come true, and as a byproduct, we offer great mortgage loans!
Loan Processor
p: (662) 823-3925
Post Closing Processor
p: (662) 823-3915
Closing Processor
p: (662) 823-3918
Loan Processor
p: (662) 823-3913
Loan Processor
p: (662) 823-3925
lpatterson@gumtreemortgage.com
I'm here to help and I have over 14 years of experience in customer service with 7 of those in banking and finance. My goal every day is to help customers navigate the lending process so that they arrive at their closing with confidence and a clear understanding. I am a native of Pontotoc, MS where I reside with my husband and 2 daughters. A proud graduate of Blue Mountain College with a Bachelor of Arts in Biblical studies. In my free time, I enjoy working puzzles, reading, and working in our garden. I also enjoy spending time with my family traveling.
Post Closing Processor
p: (662) 823-3915
hoverstreet@gumtreemortgage.com
I have been a part of this team for over 10 years and have performed many roles here at Gum Tree Mortgage. With over 20 years of experience in customer care I have what it takes to provide you with great service. Our satisfied customers are our greatest success and I would like the opportunity to make your home closing experience pleasant and simple. I take great pride in my attributions to Gum Tree Mortgage and my community. I am an active supporter and volunteer in local school and community projects. Reading, growing spiritually, creating art, and watching movies or plays with my children are my favorite personal joys. I am a native of New Albany and now reside in Tupelo with my husband and three daughters.
Closing Processor
p: (662) 823-3918
jhanible@gumtreemortgage.com
Gum Tree Mortgage is more than a business; we are family and look forward to helping you with your home buying needs. Our Loan Officers and Support staff are readily available to answer questions and give you a pleasant professional experience of what would normally seem to be worrisome. With Gum Tree Mortgage at your side we may be able to help you achieve what competitors have said was impossible. I have been with Gum Tree Mortgage, LLC - Tupelo branch since 2016 and have witnessed first hand Gum Tree Mortgage give hope to clients. Personally, having over 12 years of banking and finance experience, and serving as one of two Closing Processors it's fulfilling helping clients with their dreams of homeownership or refinancing. I am a Tupelo native and now reside in Saltillo with my husband and children. I am actively involved in church and church youth programs. Any free time is spent with family and friends.
Loan Processor
p: (662) 823-3913
pgregory@gumtreemortgage.com
I have been with Gum Tree Mortgage for over 3 years with customer service experience of over 10 years. Along with my experience and a positive "can do" attitude I am able to help carry loans through the mortgage process as quickly and effienctly as possible. I strive to make each customer's experience pleasantly seamless whether building, buying or refinancing their home. I am a graduate of Mississippi State University with a degree in Business Administration. I am a New Albany native and reside there with my husband and two children. In my free time I enjoy spending time with my family and being outdoors.
First house ive bought in the USA in forty years. A lot has changed. We were taken through every step and helped to understand what was going on and why. He also went out of his way to help us as we were working at times from two different countries. He made it all flow to our closing date. Having the explanations of different terms and ways to finance were of a great help to us.
Good advice from the beginning Questions answered honestly but in words and examples easily understood Friendly and kind and put us at ease through the entire process
Mr. Kenneth was so awesome to my husband and I through every step of purchasing our first home. My husband communicated with him more than I did, but he treated my husband as his own son with the best advice for our family. That means so much! Thank you, Mr. Kenneth!!
I loved that Kenneth and his team kept me informed during every aspect of my loan process. Kenneth was easily accesible whenever I had a question and was quick to update me when something would change with my loan. I would highly recommend him and his team for anyone who is looking to buy a home!
Kenneith is the G.O.A.T.!!
Great expertise, timely feedback, and a smooth mortgage process
Kenneth and his team were so helpful in the home buying process. He was always willing to help and explain the process. Kenneth is extremely knowledgeable in his field and goes above and beyond to make sure everything is correct.
Very easy to work with and very informational. Excellent job at putting stuff into lame man terms to understand!
Helping make my process seamless, although I was a few states away.
Kenneth communicates clearly and quickly. He is transparent and up front about what can and can't be done. I couldn't think of a better person to do business with. We will continue to use him exclusively as long as we buy homes.
Thank you, Kenneth, for your assistance throughout the loan process! Kenneth McNeal made everything so easy and went above and beyond to get the loan closed! He was very responsive, knowledgeable, and reliable from beginning to end!
Excellent communication! Took care of us very well!
Kenneth went above and beyond to get loan closed , and make purchase, flow thru to get purchase complete. Thanks
Our process had a lot hoops to climb through but Kenny and his staff was excellent in helping us navigate everything!
Kenneth was extremely helpful and professional during our refinance process. I would not hesitate to call him again.
Kenneth has always been open to helping us even when we weren't sure what we wanted to do. Kenneth has provided advice at times where there wasn't even any business for him. This obviously led to us only wanting to do business with Kenneth. He has been one of the most professional business people we have worked with and we truly feel like he always looks out for us and our financial situation. Would highly recommend.
Kenneth communicates well and kept us informed. Was very helpful with the entire process.
A very informative simple process to get the best rates possible combined with great advice!!
Communication and personal service
Very responsive during this difficult time.
Ken takes the time to explain things to me and I have no questions left unanswered.
Kenneth guided us every step of the way. Making process easy for us. Gum Tree gets the job done with excellence. Very happy we partnered with them.
I would recommend Kenny and Gumtree to everyone.
I really appreciated the constant communication. I was never left wondering what was going on.
Treated us like family. Kind and patient. Great experience.
Kenny and his team are so open and transparent with the entire loan application process. It made it incredibly easy and comfortable. When my wife and I had questions he was quick to answer and did so eagerly. Highly recommend gumtree mortgage and their team!
Kenneth and his team did a great job communicating and getting us to closed.
Kenneth was always available to answer questions and made it easy to understand what was going on the entire time during our loan work up process.
Kenneth went way beyond for us and his staff.
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Kenneth and his staff do an amazing job! They keep you informed and patiently answer any questions you may have. I have used Gumtree before and if I am ever in the market again, I will certainly use them again.
The knowledge and expertise that Kenneth displayed was remarkable.
Kenneth worked with us and made everything very easy to understand. He also checked up on us multiple times to make sure we were still on course.
The knowledgeable and wise counsel, the coaching and timely guidance, and the ease of accessibility and clear communication of Kenneth and his team made buying our home a positive and empowering experience... Beyond grateful for the way Gumtree Mortgage served us and went above and beyond to meet our needs! Will gladly refer them to anyone who asks!
Kenneth was a great advisor throughout the entire process
Mr McNeal made himself available anytime we had questions and answered them right away. We bragged to all of our friends and told them they need to get with Gumtree if they start looking for a house.
My entire experience with Kenny was nothing short of wonderful. He worked diligently to get us in our house in a timely manner, kept us informed and involved with the entire process, and made an effort to communicate with us every day. I highly recommend working with Kenny at GumTree!
Kenneth made everything so easy, and his wisdom made my home buying process great!
Kenneth went the extra mile to make our experience pleasant and easy.
Great experience!
The process was fast and efficient. Kenneth and his team communicated all necessary information, and they were very quick to answer our questions!!!
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Easy process, very knowledgeable about the process
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Kenneth not only worked with us to get the best interest rate and monthly payments. He gave us wise and honest advice. That’s hard to find these days. Thank you Kenneth from our family!
Kenneth was very quick to respond to all emails and his team was very helpful.
They were very helpful in every way they could. We could call anytime for questions and they were very helpful and knowledgeable. they worked hard for us and we really appreciate everything they did for us. We thank them very much .
Everybody involved was friendly, well informed, and easy to work with. They were very knowledgeable about the ins and outs of dealing with the VA. I highly recommend Gum Tree to anyone who is looking for a Mortgage company.
As a first time home buyer Kenneth was very knowledgeable and helpful to my wife and I. He explained everything in a way that was easily understood, and always had our best interest throughout the entire process.
Buying my first home was an experience that I was not prepared for. Kenneth walked me through different strategies, and meanings behind them in order to help me buy the home I have always wanted. His willingness to communicate anything that I was confused about was a great help to me. The stress and burdens of buying what may be the biggest purchase of my life were eased many times by Mr. McNeal, with his ability to explain why things work the way they do. He was my guide through the wilderness.
Kenneth was very much on top of the process all along the way to keep it moving smoothly. Very good communication.
We could not have chosen a better lender! Kenneth and his team were so helpful. And made sure that we understood everything about closing on our house. They all worked hard to make sure we had the best service.
Quick turn around time. Great communicator.
Excellent job from beginning to closing
He was responsive and always easy to reach! This is rare in business these days. It's critical when doing a house loan.
Everything. Everyone within Kenneth’s group performed very well and timely. And provided us the type of service that everyone should have while making this large of a decision.
Kenneth did a great job!
Kenneth was so on the ball and proactive! Best experience we’ve ever had in His type of work. I would recommend him more highly than any of the other mortgage companies we’ve ever done business with!
Kenneth is such a knowledgeable professional. He is genuine and took time to answer my questions and address all concerns. He made the experience of purchasing this property a dream. The customer service is unparalleled! I NEVER felt alone or uninformed in any phase of the home buying process. Kenneth understood my unique situation but treated it as a familiar process. I can't wait to shake his hand. I'm so grateful to the MOST AMAZING Agents (Billy and Crystal Byrd) for recommending Kenneth.
Kenneth was fantastic to work with from our initial conversation to closing. As first-time home buyers, Kenneth & the whole team at Gum Tree Mortgage helped make our experience smooth & easy. Kenneth was there to answer any questions that we had during the process, & he and his team moved swiftly to process our loan. I wish every organization cared about their clients as much as Gum Tree Mortgage. Outstanding service, fantastic experience, & I would recommend any home buyer work with them!
It was an easy and smooth process! Kenneth was great and offered us invaluable advice.
As a first time home buyer, Kenneth did very well with explaining everything to me and being very informative. Everyone was very helpful at GumTree Mortgage.
He spent a lot of time reviewing all the details and explaining everything to me. Definately made me feel like I was getting the best service when making one of the biggest financial decisions in my life!
Deep knowledge of the mortgage business, flexible product solutions for complex situations, professional culture with personal care
Kenneth has always been through and willing to seek the best terms for each of our loans.
We appreciated Kenneth's professionalism and his walking us through each step of the loan process.
I was confident that Kenneth was doing everything he could to help me close on our house as quickly as possible.
Despite a prolonged process, Kenneth stayed by our side the entire time, offering advice that my wife and I needed as first time home buyers. We would have been lost without Kenneth's help.
We were impressed with the great level of overall care, initiative, and attention to detail that we received in our business dealings.
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